They'll often apply a retention, so won't release all the money until you can show them the roof is done.
http://www.ayorkshirehome.com/first-time-buyers/mortgage-retention-explained/
for me they have applied a 5k retention and said i could have the 5k back when the work was completed. they also said that i'd be in breach of the mortgage agreement if i didn't get the work done. we shall see....
@Hefty started
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They'll often apply a retention, so won't release all the money until you can show them the roof is done.
http://www.ayorkshirehome.com/first-time-buyers/mortgage-retention-explained/