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  • FFS nothing is ever straightforward is it .. just got a call from mortgage adviser saying the property has been valued at zero because of some issue with the roof; lender is insisting on a full structural survey (£1000) if we want the mortgage. He said even with that they reckon it'll be valued £20K less .. what are our options? I am yet to receive the report from home-buyers survey to get the details.

  • Full structural survey is a good thing to have, especially if there is indeed a major issue with the roof. You could take this survey information (but never the survey itself) to the vendors and see if they can re-negotiate possibly too.

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