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You don't, but they will try to say they can get you a better deal.
You don't need an area specific solicitor, I used these guys and they were great http://www.directionlaw.co.uk/
In house mortgage team? If i have the mortgage in principle already, why would i need the inhouse mortgage team?
Does anyone have a good solicitor for the SE?
@tricitybendix , @hoefla
Is it area specific?