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  • Stability is good. Risks with deposits are bad.

    can you elaborate?

    The mortgage is £260 less per month than the rent we are paying atm so considering the worst case scenario it'll be harder to pay rent than mortgage. The usual counter-argument is 'there is less risk' .. how? If I stop paying rent I'll get kicked out; if I stop paying mortgage I'll get kicked out. I/we have no friends or family here to move in with so if shit hits the fan (which it wont) it'll be one way tickets back home.

  • I'm prob late to the party here and might of missed the whole point but...

    Have you ever missed a rent payment?
    Are you ever going to live somewhere rent free?

    If it's a big NO to both of them then buy buy buy!

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