Owning your own home

ive just confirmed my offer with the realestate agent. Ball is rolling.

Whats my next step? Solicitors?

the next big step is the housewarming. all the steps between now and then are easy little ones.

Yes, solicitors. How are you arranging you mortgage, direct with the lender or through an IFA?

I've just let all the other estate agents down gently, it's like kicking puppies. Albeit greedy little puppies who shit on your bed linen.

ifa

this should probably go in the classifieds but im not sure if it can, anyway ive got quite a few house door numbers, some made out of slate with deep etching, some brass, some glass, some aluminium. if anyone wants one for 4 quid (they are normally 15 quid a pop) then drop me a PM with what door number you want and i'll tell you if I can help.

I;ve only got a selection of numbers so wont be able to provide all door numbers.

notoriously difficult, and risky

you'd need verified sales/valuation records for very similar properties in the area for the historical period when the LA were carrying out their valuations.

the risk is if the LA decides your place was initially valued low, and they up-rate it, and charge retrospective council tax for the period of your ownership.

Do you have a slate 35?

slate numbers: 45,30,33,16,34,37,44,23,24

glass: 18,19,4,21

aluminium: 46,5,24,39,21,1,45,41,37,24,34,43,44,23

stainless steel: 5,15,23,16,20,4

solid brass: 24 (x2), 48,15,37

all hand polished/hand cast/finished

Ours actually made first contact with our solicitors for us. Speak to your IFA.

Chicken sheds?
I wouldn't make any calculations based on the size of the chicken shed needed until your house egg hatched.

/shicko

I'm not, I have a rough idea so am bookmarking a few for when the time comes.

If you've got a 56...
Seen list on new page. So much disappointment :(

Did you see that they're consulting to turn the Lloyd Park Warners into a conservation area? Think Leucha Rd already is

2 hour Mortgage Application - DONE.

Keep EVERYTHING CROSSED FOR ME PLEASE!!

It's a new-build

slate numbers: 45,30,33,16,34,37,44,23,24
glass: 18,19,4,21
aluminium: 46,5,24,39,21,1,45,41,37,24,34,43,44,23
stainless steel: 5,15,23,16,20,4
solid brass: 24 (x2), 48,15,37
all hand polished/hand cast/finished

THAT'S NUMBERWANG!

then you'd probably need to organise with other new-build owners in the development to raise a collective objection with the LA, with a solidly researched justification for requesting a re-valuation; and in a sharply rising market that's a risky proposition.

didnt get it... Took too long to decide so they gave it to another buyer.

THAT'S NUMBERWANG!

This forum needs to implement rep.

And proper fucking quoting.

now can you spill the beans?

No more neighbours? :(

:(
Line up a viewing for the same-layout-but-not-as-nice-one a bit nearer us?

2 hour Mortgage Application - DONE. Keep EVERYTHING CROSSED FOR ME PLEASE!!

Just received my mortgage offer in the last 15 mins, submitted the application just over two weeks ago. My advice would be order any and every bank/credit card account statement for the past 6months just in case asap. I had naively gone paperless with most things which cause no end of stress for me due to the time constraints the house builders want us to meet.

I have a mortgage advisor appointment after work tomorrow; what should be my nutrition strategy?

Just stay hydrated