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  • Yes.

    Maybe, depends on the card.

    Lloyds debit charge a transaction fee and screw you on the FX rate. Halifax credit cards are fine. Amex charge a few percent, etc.

  • Cheers, I can just use Paypal and guess that might be the easier option though I doubt their exchange rate will be favourable.

  • Paypal will gouge you. Get a credit card without a Foreign Transaction Fee. Otherwise it's 2-3% Cards that don't have a fee often have surprisingly good exchange rates.

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