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@Howard
Went for the four year. We don't owe that much* - so in the scheme of things its ridiculously cheap, i.e. < 3%. I can happily forget that the two year was cheaper - we've been very lucky with what we've paid over the last eight years or so, and I can't see that going on for ever, so I think locking in to something relatively amazing is a fair plan and risk reduction tactic.
* still a shit load, but it doesn't make me wince anymore.