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@princeperch
I'm not overly chuffed with tesco finance.
Called them up on their 0845 number to be told its a 3 week wait for a mortgage appointment on the phone with them (which would take 2 hours to do). So I was advised to apply on an execution only basis online.
I prepare all my paperwork at home, fill out all the salary and outgoing details and all the other rubbish as requested and then I am invited to save the application before continuing. Although, This isn't actually an invitation and it seems I have no choice but To save it before I continue.
However I cannot because I'm filling it out on an iPad and apparently iPads are not acceptable to tesco, but they don't tell you this before you waste your time filling out their fucking form.
Nevertheless, I find a normal computer to fill out the details again, to get an agreement in principle, so I can continue to a full application.
Having done so the application is apparently now referred for further consideration.
If they didn't like my risk ( borrowing 120k against 400k, repayment until I'm 50, and significantly less than x2 our gross income with a spotless credit history) then quite frankly I'm snookered as to who they'll lend the money to.
Im actually tempted to tell them to shove their mortgage and their clubcard points up their backside if they do call me back in 3 weeks or whenever it is.