Owning your own home

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Mr_Sworld

3.39% for a 5 year fixed has been offered. No fees and a £210 homeowners survey.

Go or no go? Property is approx 1950's and neither I (sparks) or friends brother (general builder) can see any major structural stuff.

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dst2 in reply to @Mr_Sworld

Check the best market rate then work out the total 5 year cost including the fees (monthly*12*5+fee) of them. No fee + higher % tends to work in the favour of a lower mortgage amount. Paying a fee to get a better % is good for those with a higher mortgage.

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