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  • Found out from my insurers that my NCD is protected (cheers), however they will probably still apply a loading to the premium for having made a claim when next insurance comes round! Then I get a discount, so not really protected NCD then.

    Also couldn't add a scooter to my multi bike policy and had to make a lot of phone calls to get a mirrored NCD on a second policy. Which only worked because I called the underwriters of the multi bike policy and got a policy with them. Effectively the multi bike policy that I wanted through my broker.

    Conclusion. You get ripped off by thieves and then you get ripped off by more thieves.

    Since my bike went I've heard about 6 other recent bike thefts, it's an epidemic. No doubt my 1150 will be pulling a cart in Romania by monday.

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