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  • Having shelled out for the mortgage companies valuer to do the full survey on a property, on top of the valuation, only for it to be down valued and therefore having wasted money on a useless survey, personally I would advocate getting the valuation back first and arranging for a survey after, it was an expensive lesson to learn having already spent the cash.

  • I would advocate getting the valuation back first and arranging for a survey after

    Agreed.
    Theres two things.

    1. Mortgage Lender Valuation - they like to say "survey" and technically it is a survey but let's call it a valuation, to distinguish. Smoke and mirrors here in what they did, but I got back a report basically not telling me much apart from what they think the place is worth.
      This protects the bank and their investment.

    2. Full building Survey - this is off your own back, you want it, you go get it. It's a proper qualified dude checking stuff out, building-wise.
      I decided to get this done because I'm buying a 3 level house, freehold and I want to know before spunking all my life savings on this.
      I got a very detailed report on everything with pictures and stuff listed and recommendations. Ie. The place had a wall knocked down, get completion certificate for it.

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