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sorry to hear about your troubles mate. but like others said there will be a place out there for you even if you are currently mourning that place you missed out on. don't even think about going into more debt i.e. credit cards etc to afford somewhere, thats just madness.
you going to share the link then? i'm sure a few here would be interested in seeing what place someone is bidding 50k over asking for.
Someone round there is driving the prices up scarily.