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  • I'm hemorrhaging money (on the spreadsheet)

    Solicitor
    Conveyancing
    Lenders arrangement fee
    Mortgage Account Fee
    Land registry
    Searches
    Valuation fee

    What else am I to be surprised with?
    Am I doubling up on something above? Is one thing the same as another?

  • Solicitor and conveyancing are the same. Lenders arrangement fee might already include a basic valuation fee so it would then be up to you if you wanted a full survey.
    Not sure what mortgage account fe relates to.

    Don't forget the cost of removals, missing appliances needed on day 1 (ours had no washing machine) and buildings insurance which must be in place when you exchange.

    Bear in mind insurance has a cooling off period so you can put it in place the day before you expect to exchange and cancel it if exchange doesn't take place.

    By the end of the process you will not even flinch if someone pops up with a £200 fee for seemingly nothing.

  • Stamp duty

  • glaringly obvious one is stamp duty....

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