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@Eddiemon I have a question you may be able to help with. 2 yrs ago I bought a ground floor flat (leasehold). There is a flat above us and the owner of that is the freeholder for the whole house (thats our flat and theirs).
When we purchased we took out building insurance Which we have had continuously. We had an email from the freeholder saying they have purchased building insurance for the whole building and invoiced us for half the monies. There is nothing in my lease about this and initial phone calls suggest my mortgage co, insurance co and solicitors are happy/ non commital regarding me just having insurance for my flat. My question is does the freeholder have legal power to request I pay for building insurance? I want to tell the freeholder tough thet should have checked with me b4 buying insurance I dont need.
Cheers
sacredhart-
If the FH is going down that route then you are entitled to request a complete dilapidations and ongoing maintenance schedule for the fabric and common infrastructure of their demesne. Once appraised of this then you are also entitled to request that they are demonstrating fair value for any proposed shared maintenance costs (3 quotes etc.). An unexpected email demand is not demonstrating fairness.
worth reading up on LH and FH duties
rive_gauche
Just throwing this out there.
I work for one of the biggest owners of freeholds in London (mostly residential but some big commercial stuff)
If you need any advice in regards to the freehold of your building just shoot me a message and i'll try to help.
Cheers :)