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@rive_gauche I was going to say too late already, but I suppose we could still dig under the suspended wood floor which is coming up to be insulated. But I don't think extra funds are available.
Basements are also incredibly expensive (minimum £4k/sqm, although it can be higher on small digs), which is why you only tend to see them built when the value of the extra sqm is at least equal to the cost of the work or the market in that area for basements is there. Given that they're still pretty rare in Hackney I think it'll be a while until Forest Gate reaches that stage.
Plus you get to do it all the way you like it, not buy it how someone else has done it.
Well done for keeping it on track/on budget so far. Nearly every building project ever seems to go over the original budget.
Bit scared about your cracks as upstairs for us is our upstairs neighbours and I think we're taking out more wall than you...