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You could lie, but most agents will want that proof as soon as you make an offer. If there are two offers on the table and one has an aip already they are not going to go with the person without one.
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i was with my totally unprepared mate when i was helping him look for properties. he was keen to make an offer and i was like 'mate you aren't in a position to offer, but lets see if we can pull a fast one and get the agent to put the offer in front of the vendor and see where we stand'. basically he lied and started going down a whole rabbit hole of lies 'i could go back to my flat in camden now and get the AIP but i have to be somewhere this afternoon blah blah' in the hope that the agent would put the offer forward. the agent told him to poke it (quite rightly).
on the other hand i managed to get an offer accepted without the agent seeing my AIP (i didn't have one as was doing a complex remortgage deal but told him enough to convince him i had the money). anyway i dragged the vendor along for about 3 weeks saying i was chasing my solicitors, doing this and doing that with no intention of buying it. it wasn't obviously nice but i had fallen out with the vendor previously (long story).
in a nutshell get your finances sorted first so you can move quick.
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mustardbeak
AirTime
@krikov
I’m probably missing something really obvious here, and this is only really for the sake of argument as I’ll be meeting with a broker to get all this sorted out soon, but couldn’t one simply lie if asked about an AIP? Am I being very naïve in assuming an Estate Agent wouldn’t insist on proof (and therefore indirectly call one’s honesty into question) in this situation?
I think in the meantime for viewings I’m going to make a fake wad with two tenners and an old phonebook to have poking out of my shirt pocket, and maybe stick the folder I have from an outdated AIP under my arm.