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what life insurance should I get so that my gf and baby get some money if I die? who with and how much should I be paying a month? will it cover being run over?
Talk to an Independent Financial Advisor, google your nearest one if you don't know any.
How much you pay will depend on your age, hobbies, medical history and how much you want it to pay out. £500k cover for a self-employed, one-armed 75 year old tree surgeon who smokes 40 a day and goes base-jumping will be dearer than £50k cover for a 20 year old nun.
Yes, it will cover being run over, unless you're run over competing in sidecar racing and you didn't get cover for your sidecar racing hobby.
what life insurance should I get so that my gf and baby get some money if I die? who with and how much should I be paying a month? will it cover being run over?