Hiya,
Got taken out on the way to work yesterday, and would like to claim against the driver for damage to my bike.
I don't have 3rd party insurance to the best of my knowledge (alas my BC membership had lapsed. Sigh). If I make a claim, can he make a counter claim against me for damage to his car? I'm suspecting that if I call him up and ask him for his insurance details, he will ask me for mine, which don't exist. Foolish I know now.
I don't yet know if I can prove it was his fault, as I don't have any witnesses (I failed to ask those who did witness it, as I was a bit concussed and not thinking straight), and am going to try and get some CCTV footage.
Hiya,
Got taken out on the way to work yesterday, and would like to claim against the driver for damage to my bike.
I don't have 3rd party insurance to the best of my knowledge (alas my BC membership had lapsed. Sigh). If I make a claim, can he make a counter claim against me for damage to his car? I'm suspecting that if I call him up and ask him for his insurance details, he will ask me for mine, which don't exist. Foolish I know now.
I don't yet know if I can prove it was his fault, as I don't have any witnesses (I failed to ask those who did witness it, as I was a bit concussed and not thinking straight), and am going to try and get some CCTV footage.
Where does that leave me?
R.