• Hiya,
    Got taken out on the way to work yesterday, and would like to claim against the driver for damage to my bike.

    I don't have 3rd party insurance to the best of my knowledge (alas my BC membership had lapsed. Sigh). If I make a claim, can he make a counter claim against me for damage to his car? I'm suspecting that if I call him up and ask him for his insurance details, he will ask me for mine, which don't exist. Foolish I know now.

    I don't yet know if I can prove it was his fault, as I don't have any witnesses (I failed to ask those who did witness it, as I was a bit concussed and not thinking straight), and am going to try and get some CCTV footage.

    Where does that leave me?

    R.

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