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I have a chip on my shoulder regards all this partly because we share our weekend and summer weekday training rides with other clubs, teams and (for the summer weekday rides) select randoms. And I'm a bit pissed off at clubmate peeps turning up in their "awesome new Castelli jersey from the wiggle sale"... fucked if I'm riding for them whilst they wear that! :-)
If you can't be pro, look pro, and all that.
Ahhhhhhhhhhh, now this I agree with you on. However, I'm not sure I'll ever need more than two Rollapaluza tops to meet formal training and racing needs.