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  • Thanks guys. I have a phone meeting with someone tomorrow so we'll see how that goes.

  • Hiya, did you still want to speak to someone? I work in an EA and my colleague is super good.
    ( She's independent. )

  • Thanks for the offer, but no. I think it's quite clear that we won't be getting a mortgage in the immediate future. Which is a bummer, because the money we have can only depreciate in comparison to property values.

    Looking into just dropping it on a shared-ownership without a mortgage. Anyone know what the deals are with shares? Are they set or do you negotiate? Is 25% the smallest (I'd rather have a smaller percent to live in a part of town we're comfortable in, than a larger percent but be in Edmonton). I saw a 10.5% share once, but that was somewhere out of London.

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