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CX bicycle tend to be a little more relaxing compare to a standard road bike.
Perhaps something like the Genesis Equilbrium Disc might fit your need, 28mm tyres + mudguard is a done deal.
I would be careful with swapping disc wheel, as the pads will be bedded in to the original wheel, it would be worth getting another set of pads specifically for the other wheels.
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I had no idea when it comes to disc brakes - didn't realise about pad wear effecting different wheelsets.
So maybe just a cheap CX and keep a commuter then? I've got room for multiple bikes - I'll strip down the Kenesis and setup a proper cross bike. Can whip off the mudguards on the Dolan during summer
I current own 3 bikes - 2x roadbikes and a fixed gear and commute around 100 miles per week. I don't race or cycle with a club and at weekends I'm very erratic with cycles. In the summer I'll get out and do another 100 miles on the bike each week and in the winter I want to go offroad for an hour max and have fun (I don't own a cross/MTB of my own currently).
Road bike 1 is a Dolan Prefissio setup with full mudguards and a blend of Shimano 105, Ultegra and Tiagra kit. It runs 20mm gumwall tyres (as they were £5 a tyre) and it fits great. It's my commuter and sees around 10o miles a week and currently 95% of my miles. I've got an additional set of wheels (Shimano 105's) in the garage for swapping if a 'at home' puncture is present any morning.
Road bike 2 is a Kenesis bike, similar to the above but hasn't yet been ridden (it's 2nd hand and has just arrived). It was bought as a donor bike for future projects - whatever they may be!
The track bike is being stripped, re-painted and re-built - it's irrelevant in this discussion as it will be kept and will become my fair weather commuter and mostly do it all bike.
So I'm thinking of getting rid of both road bikes and getting myself a cross bike with discs (a must), mudguards and a spare wheelset. This would allow me to be able to throw on muddy tyres for off road use and slicks (i.e. 30-32's) for daily commuting. I cycle down the Edgware Road 3x a week and discs are essential IMO as I've had a few near misses recently due to poor braking power and so are mudguards too (I know I'm getting old).
As mentioned I don't race, but I do occasionally like 100 mile + days in the saddle. I can't see an issue with a wider slick tyre for these days. Am I going a bit mad or does it make sense moving across to a cross frame/setup for my needs (I'm fully aware of the changes in geometry)?