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  • I have a credit card, that i put a 20 month 0% interest balance transfer of £2000 to0 about 6 months ago, that I'm paying off at £150 a month, i ended up having to use the card for a £500 purchase last month and instantly transferred £500 from my bank account to pay off that so i wudnt gain any interest on the purchase.

    I didn;t think that it would work the other way where that £500 just went to paying off the balance transfer and now I'm gaining interest on the purchase,

    I cant afford to pay off the lot clearly, but is there any way i can pay off the purchases? rather than the balance transfer?

  • The repayment has to pay off the highest interest part of the debt first. I think this came in in around 2011.

  • Can you find a link to anything stating that?

    I'll contact first direct tomorrow

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