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These days I don't think it's necessary to point out that 'your phone has a camera on it, you know!'
Well @ExTra just got a new phone, so that suggestion is lapsed, but for most people this is the season to get new phones - so my thinking was rather: maybe spend a little more on a phone that already has a proper camera built-in, likely this will be all you need.
My intent was not to point out that phones have cams now, as if everybody was too thick to realize that.
I do think most people have not realized yet though, that - for what the majority of them is actually doing with a camera, and what they are actually doing with the files later (putting them on the internet, maybe browsing them on laptops fullscreen, but not making big prints from them) - the current generation of top smartphones will do this very job just fine, so it might actually be a very good solution as you need a phone anyways and have a camera that does what you want always with you, right in your pocket.
OP asked for a camera. Not a smartphone with a particularly outstanding camera. These days I don't think it's necessary to point out that 'your phone has a camera on it, you know!'
I agree; to me they're basically 'better than no camera at all'.
I accept that people have launched photography careers off the back of shooting with phones, but they remain unwieldy and awkward to me. They're light, but the volume button on the iPhone requires a firm press (usually moving the phone) to take a shot - otherwise you're left with poking the screen (always moving the phone). I also find the iPhone too thin to properly grip, and generally slippery.
Accessories that attempt to 'fix' these appalling ergonomics usually render the phone larger than something truly compact (like a Canon S120) or demand to be attached/removed every time you need to take a picture.
Those are just a few of the reasons I prefer a separate camera.