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  • That's good to know. Our place is looking at a tax-free loan as well, and £750 seems a bit stingy, particularly as they offer up to £5000 for train and tube tickets.

  • FWIW ours also offers up to £5000 for train and tube tickets, but it's functionally the same loan - so you can borrow 5k for either season tickets or a bike, but you can't borrow money up to limit for both, or below the limit(s) for a combination of the two. One or the other (which should suit most normal commuters).

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