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Tango130
Given the rises in value I would think that we're probably at around 50/50 LTV, possibly a bit more on the V side, depending on who values the place.
I was going to get it valued after the new kitchen goes in, worth holding off and getting the highest valuation possible? If we could hit £350,000 that would give us a pretty healthy amount of equity, given the £140,000 loan outstanding.