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  • OK I'm possibly getting my terminologies confused. £95 guy is an IFA and that is the fee for the application. I do relatively trust this guy as he is an old family friend of a friend. That doesn't make him magically trustworthy, but better than someone random.

    £2.5k dude is someone my gf found online. I'm leaning much more towards sacking him off right now.

  • He's a charlatan by the sounds of it. Ask him for the draft legal contract for the service he intends to provide. I'd wager £2.5k he doesn't have such a document.

  • He's a charlatan by the sounds of it. Ask him for the draft legal contract for the service he intends to provide. I'd wager £2.5k he doesn't have such a document.

    Don't worry, I just needed confirmation from you fine people on here

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