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From a purely selfish point of view
You've already answered your own point there.
Many people in Scotland (as in Catalonia & Basque Country, for example) consider themselves as a separate 'nation' from the one that they're currently in. They have to be given a chance to go their own way. You might not like it that you don't have a say in it, deal with it - many (possibly a majority) of them don't like the current set up.
Would you deny colonies of the old Empire the chance to become independent / republics?
Why is Scotland any different? Just because they're attached via the same landmass?
Some of them are. And some of them arent- saying that Salmond has addressed all the economic arguments is laughable. He's been dodging certain bullets since day one. However, its the same on both sides to be fair.
More than anything else - I wish that they would just get the fuck on with it. The longer this goes on the more poisoned the debate becomes.
From a purely selfish point of view; in the last two weeks I've become increasingly pissed off that (especially as a labour voter) i have no say in a decision that will change the political landscape of the country I live in for probably the next 20 years and all the while all I hear is Yes campaigners moaning about being disenfranchised by Westminster - so is everybody! I've lived in London all of my life and I feel the same. Staying together might give us an opportunity to do something about it next year. Voting Yes may very well plunge both countries into the shit for the foreseeable future.