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Oliver Schick
He left the RBS in 1987. He's also not the personification of Independence. He's the leader of a political party that promotes independence and can be voted out a matter of months after the referendum if people so choose to do so. This is a basic concept of democracy.
Try again.
Aside from that the RBS is no more 'Scottish' than Barclays is English. Both are multinational commercial banks that maybe used to be 'National' banks in some kind of sense, but floated themselves on the stock markets, have international trading arms, took over foreign banks... The USA had to bail out Barclays to the tune of something like 5 billion, for example this doesn't make it an 'American' bank. Even if it is headquartered in Edinburgh, RBS's trading happens on the FTSE, for the benefit of private shareholders, not the Scottish nation. If there is any direct benefit to Scotland over the wider UK it is in the jobs such institutions provide for the offices based here, nothing more.
The RBS has been 'nationalised' in the sense the treasury owns an 80% stake in the bank. Since then, it's been penalised hundreds of millions for breaking Libor rules and caught deliberately withholding credit to viable UK companies to allow them to sell off their assets at profit, which speaks of UK corporate culture and Westminster's reluctance to regulate more than anything else.
The chief economist at Deutsche Bank, David Folkerts-Landau, that so conveniently supported Cameron by saying voting for independence “would go down in history as a political and economic mistake” as large as those which sparked the Great Depression of the1930s, is in charge of the same Deutsche Bank which made a loss of 1.153billion euros in the last four months of 2013, where roughly half of that loss came from legal fees in America where the bank was forced to pay fines of 1.4billion euros for selling dodgy financial products. In December last year, Deutsche Bank was fined £578million by the European Commission for fiddling the Libor rate, and last month, the London branch of Deutsche Bank was fined £4.7million by UK regulators for financial irregularities in 29million separate transactions (reduced by 30% for admitting impropriety)...
So, it's not a 'Scottish' issue, it's a global issue of corporate governance and light touch regulation.