You are reading a single comment by @tbc and its replies.
Click here to read the full conversation.
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
KT_Bee
@tbc
I think the only reason we would be able to borrow more than 4.5 times is because of the nature of the jobs we do.
I'm still not sure what I'll be getting paid next year, as I'm entering a new pay scale, but I've been calculating it with the minimum amount and it could be more.