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princeperch
Thanks guys.
I think this one is going tits up as well, the estate agents have a financial adviser who has to 'qualify' an offer before it can properly go through - although our offers have already been passed on to the vendor so I'm not sure why this is necessary. This adviser does nothing but times or combined salaries by 4.5, thus coming up with a smaller figure than our mortgage adviser did, meaning our offer does not qualify.
Mortgage adviser is on holiday today and can't do a decision in principle outlining our finances till Monday so our offer is going to stay 'subject to qualification' which doesn't really reflect well on us.