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I've just decided to build up a Chinese frame with used groupset and wheels a lot under a grand .. not going to bother with insurance.
My next question (should be more elaborate) is how to sort the logistics (i.e. transport etc) if you live in a London flat and not own a car or have a driving license?
amey-
I bought a car. It's a stupid money pit but unless trains start running at decent times and stop costing ridiculous amounts of money it's the only way to get to races for me.
I looked into car hire but that became too expensive and removed most of the utility of actually owning a stupid lump of metal.
In Melb I used to ride to almost all my races unless they were 100's of ks away in which case I'd drive or bag a lift with someone.
hippy
That is true and I agree with your sentiment but that is simplistic. You are buying some financial stability which might keep you racing. Though that's not much use if you're off the bike injured.