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I've just decided to build up a Chinese frame with used groupset and wheels a lot under a grand .. not going to bother with insurance.
My next question (should be more elaborate) is how to sort the logistics (i.e. transport etc) if you live in a London flat and not own a car or have a driving license?
amey
@miro_o
That is true and I agree with your sentiment but that is simplistic. You are buying some financial stability which might keep you racing. Though that's not much use if you're off the bike injured.