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  • Credit is bad. If scores run from 0 - 100, I would say a safe bet is a score of 0. Deposit is not from saving.

    Should I talk to Jeez?

    I'm sure debt could be taken care of by next year, but with fucking prices going up 24% a year, it's the equivalent of throwing away around 10k of 40k deposit (and, obviously, paying 25% more). The entire thing is mental.

    I'm just going to buy a fuck load of blow.

  • Credit is bad. If scores run from 0 - 100, I would say a safe bet is a score of 0.

    Definitely talk to a proper financial adviser but in my experience; debt isn't a bad thing so long as you can show you've been paying it off, if you've been naughty & missed a few payments it might be a different story. Remember they want someone that they can make money out of, paying interest on a few credit-card debts makes you a sure fire profit (so long as your record doesn't have lots of red boxes on it).

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