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Even though I can't currently take a pillion I opted for having pillion insurance for when I get my full license. I was originally going to go with MCE as they quoted me around £350 tpft. That went up to over £500 with pillion insurance. Ended up going with Carole Nash who quoted me £400 with pillion insurance and a lower excess - as I'd heard good things about them.
That said - I don't think you need pillion insurance to take a pillion, with a full license - it just covers them if you do go splat at any point...
dirkbang
so they give quotes with and without a pillion? is that a new thing?