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@Greenbank
Interesting, we've got an interest only mortgage and have decreasing term life assurance policies (pretty sure it was required by the mortgage company but that could have been the previous or previous previous mortgage company).
I've got a generous death in service through my employer which would cover 90% of the outstanding mortgage balance, I suppose it means Mrs GB (and MiniGB) would have half (or all?) of the mortgage paid off if I died (via the decreasing term policy) and then any shortfall (and a nice chunk for the future) from my death in service benefit.