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@Greenbank
I used an IFA for last but one remortgage. I'm sure he got a fee for arranging it (from the mortgage company, not us), but he wasn't tied to a specific set of providers and it was best deal at the time (I'd been looking around anyway). A lot less paperwork when the IFA is involved: "Oh that section, just leave it blank and I'll fill it in." Also meant he could sign off on the "I agree that they have a workable plan to repay the mortgage at the end" bit given that it was interest only (we just made overpayments each month).
My last remortgage was done over the 'phone in 20 minutes (luckily it was with the same provider). No paperwork to be signed, no fees. Got out of my old 5.09% fixed deal 3 months early and into a 2.89% fixed (for another 5 years).