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@adroit
In the comments:-
'The investigation concluded that the cause of the collision was the reckless behaviour of the cyclist possibly due to a belief that the plastic hat he was wearing at the time somehow made him safer. Meanwhile the driver of the vehicle, a life-long cyclist, had left their bike at home that day after becoming convinced by the amount of safety gear on sale that it was a mortally dangerous activity. Both road users vowed to keep safe in future by staying at home on the sofa eating junk food all day and night.'