I had most of my saved money in my ISA, I just sent them statements for the current account and the ISA. Once they gave me the mortgage offer I moved all the funds to my current accound so it was easier to make payments on the fly (in my mind anyway - dangerous now it is running on a bit). My folks gifted us £9k which stuck out like a sore thumb in my current account but they didn't even mention it. I reckon it would have to be well over £10k for them to query it but my IFA just said to let them ask the questions. Which they didn't.
I had most of my saved money in my ISA, I just sent them statements for the current account and the ISA. Once they gave me the mortgage offer I moved all the funds to my current accound so it was easier to make payments on the fly (in my mind anyway - dangerous now it is running on a bit). My folks gifted us £9k which stuck out like a sore thumb in my current account but they didn't even mention it. I reckon it would have to be well over £10k for them to query it but my IFA just said to let them ask the questions. Which they didn't.