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  • Look for an IFA.

    Some advisors can just advise on one lender's products, some from a panel, an IFA is 'whole of market'. Lots of IFAs won't charge you and will be paid a procuration fee by the lender, but the fee varies so there may be a tendency to suggest a lender that pays a bigger fee.

    To be sure you get fully independent advice it may be sensible to pay for it.

    I knew a bloke who ran a branch of Haaaart once. Less than half their turnover was fees from selling houses, most was from pedalling mortgages, surveys, conveyancers and that.

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