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@deleted
cyclework scheme isn't a hire agreement.
never really understood what cyclescheme is or isn't, I just ignored the threatening letters they kept sending me, eventually they seemed to go away.
I'm a bit lost
What are you hoping for here?
The worst thing that can happen is you have to pay for the bike your riding in full.
The best thing that can happen (but almost certainly won't) your employer decides not to take the cost of the bike out of your final salary.