Owning your own home

That depends on the wording of your mortgage agreement.

When the base rate hit 0.5%, some people had tracker mortgages that tracked below the base rate, giving them a negative interest rate.

If that rate was not floored or collared, the banks would have to pay the borrower for their debt.

Some banks tried to wiggle out of this, and were quite rightly told to get fucked.

Not quite, but I got a lifetime tracker @ .3 above base 7 years ago....total fluke as this is was the only tracker product with no fees avaliable at the time (the Woolwich / Barclays)