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@hoefla
I think we have now entered the realm of home ownership. in london, no less.
in a way I am still ambivalent about owning vs renting. we have been very happy renting here - it's affordable and someone else has to deal with unexpected things like a major roof repair. we have been very lucky with our landlord, he could easily make another £300pcm. we have not worried about if/when he will give us the boot in order to sell (he is selling now, and as soon as possible, but simply waited for us to leave).
on the other hand paying rent doesn't invest (not to make money as such, but for future need) - if we were smart about it we could've saved that extra £300pcm (that we will be paying in mortgage repayments compared with rent) and be investing that elsewhere, but we aren't that savvy and property is a good place to put it, anyway.
and, on the other hand, however relaxed our landlord has been, now we get to actually do whatever the hell we like to the place. pictures everywhere! put shelves up! crazy paint colours! an actual real-life garden! I can hardly remember what it's like to be in control of that kind of thing.
I'm feeling a bit overwhelmed. might need
breakfastlunch before i go pick up the keys.