Forum Rider Down and/or notification of minor incidents

Tried calling the driver's insurer and they just have a recorded message advising third party claimants to email them. Can anyone point me in the direction of a good Letter of Claim to send to them? I've got an estimate for the bike repair, but what should I do about the pannier - just a link to a comparable replacement?

Assume you aren't hurt - at all - and that you've been to A&E / GP for checkup.

If the damage is minimal and you have the driver's details it might be worth asking him to pay? Give them the option of not chucking away their NCB if they can help it, assuming they still have it. Less paperwork for you, too.

If you haven't been checked out please do so. If you settle now but discover you are injured later there's no recourse for you.

If you think your pannier is dead it might be worth getting that on the repair bill from the LBS, too.

If you want to talk to their insurer directly I'd recommend just being as clear as possible - you don't have to resort to legalese.

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Dear sir / madam,

RE road traffic collision, , , : claim for damages to possessions

I've attached a breakdown of my costs incurred as a result of the incident .

Your client has admitted liability to me and assures me he has already contacted yourselves regarding the matter. To close this matter neatly I'm forgoing any additional legal action if the costs are addressed promptly.

I expect to be fully reimbursed - please post a cheque to as soon as is practical.

If you need to discuss the matter with me further please reply to this email.

Please confirm receipt of this email.

Regards,

Cyclist