• if they weren't payoffs why mention them then?

    Because if you don't mention which payments you have made, the prosecutor brings them up during cross examination and you have to defend them from the dock. Much easier to get out in front of any questions if you can.

    Just as a lawyer should never to ask a question to which he doesn't already know the answer, a defendant or witness should never to let a lawyer ask a question which wasn't answered in his affidavit.

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