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London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
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FWIW I've just made a claim with Halifax. They've been much better than expected (despite the garage only being covered for 2k) - by allowing me to add my excess on to the value of my cover and passing on the discount they have with their bike supplier (25%), essentially giving me £2.9k cover.
Admittedly not much use if you've anything unique/vintage (I'm resigned to never seeing my CB frame again), but I have two replacement bikes arriving tomorrow, both of which are the latest models of those stolen.
Also, no idea how my premium will change now.